Biggar & District Credit Union

Get retirement ready with an RRSP.

A Registered Retirement Savings Plan (RRSP) will help you retire comfortably. Contributions and interest earned are tax deferred, as long as they remain in the plan.

Lower your tax – Regular contributions to your RRSP can reduce the tax you owe – especially during your higher income years.
Grow your money – Because your RRSP is tax-deferred, your earnings will be tax sheltered until you withdraw them in retirement.
Contribute until you’re 71 – Make annual contributions up to 18% of your earnings up to a government-mandated limit.

Use a portion of it for your first home without penalty – Speak to a member of our team to learn more.
Use it to fund part of your education – If you want to continue your education, borrow a portion of the funds without penalty. Speak to us to learn more.
Multiple investment products are available within an RRSP account – Term deposits and mutual funds* included.

Ready to put the power of investing to work for you?

EMAIL US TO SET UP AN RRSP

Need a hand?

No matter your retirement plans, our experienced team will tailor their advice to help you maximize your retirement savings to match.

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When should I retire?

Our Retirement Savings Calculator will help you figure out how much your retirement savings will be worth at retirement, and how much income they'll provide.

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